Fiserv Partners With Stuut to Deploy AI Agents for B2B Invoicing

Fiserv integrates agentic AI into enterprise receivables platform

Fiserv announced on August 5 a partnership with Stuut Technologies that embeds agentic AI directly into its Commerce Hub payment platform and SnapPay order-to-cash solution. The integration gives enterprise finance teams access to AI-driven automation for collections, cash application, payment processing, dispute resolution, and deductions management within a single workflow.

According to the announcement distributed via GlobeNewswire, Stuut's AI agent has already processed more than $2 billion in B2B invoices since the company's founding in 2024. That volume, accumulated in less than two years, signals rapid enterprise adoption for a platform still in its early commercial phase.

Why it matters

Manual accounts receivable processes remain a persistent drag on working capital visibility and finance team capacity at large organizations. This partnership addresses that pain point by combining Fiserv's global payment infrastructure with AI that can act autonomously on exceptions—moving beyond simple robotic process automation to agents that reason across ERP data, customer payment histories, and dispute documentation without requiring human intervention at each decision point. For CFOs tracking days sales outstanding and cost per transaction, the operational case is direct.

How the technology is structured

Under the agreement, Commerce Hub serves as the payment processing foundation within Stuut's platform. SnapPay will embed Stuut's AI automation to handle AR and B2B payment workflows for eligible enterprise clients. This architecture means the AI agent operates within Fiserv's established payment rails rather than requiring organizations to route transactions through a separate system.

Stuut's platform integrates with SAP, Oracle, NetSuite, and Microsoft Dynamics 365, and the company states deployments can be completed in days rather than the multi-quarter implementation cycles typical of enterprise AR modernization projects. The AI learns individual customer payment behavior and operates within existing ERP environments.

Jackson McIntosh, SVP of Payments Value Added Services at Fiserv, described the intent as combining payment and receivables expertise with AI to help clients streamline order-to-cash workflows and improve operational efficiency.

Tarek Alaruri, CEO and Co-Founder of Stuut, framed the Fiserv relationship as a distribution play, leveraging Fiserv's global scale to reach enterprise customers that would be difficult for a two-year-old firm to access independently. Stuut is backed by Andreessen Horowitz, Activant Capital, and Khosla Ventures.

What finance teams should evaluate

Organizations considering this integration should establish baseline metrics for days sales outstanding and manual-touch rates in their current AR cycle before engaging vendors. The value proposition centers on reducing both.

Teams should confirm ERP compatibility early, as the combined platform targets SAP, Oracle, NetSuite, and Microsoft Dynamics 365. Organizations on other systems should clarify integration scope before scoping a deployment.

For existing SnapPay customers on Fiserv's platform, the announcement notes that Stuut's AI capabilities will be subject to eligibility requirements and implementation timelines. Account teams should be able to provide specific rollout schedules.

The details were first reported by MarketScale, citing the company announcement distributed via GlobeNewswire.