AI

Nvidia's $750B Investment Plan Sparks Circular Financing Fears

The chipmaker's massive spending commitments to customers who buy its own products drew comparisons to dot-com excess, sending shares down nearly 5%.

Omega Editorial· July 27, 2026· 3 min read

Nvidia shares fell 4.72% below $200 on Monday after Bloomberg reported the company is arranging up to $750 billion in investments across AI infrastructure partnerships. The drop came despite broader market stability and marks an unusually sharp reaction for a company recently valued at $5.01 trillion.

The spending plan includes a $250 billion financing backstop for OpenAI, $500 billion tied to a partnership with SK Hynix to secure memory chips, and a new deal with startup SSI to expand their compute capacity tenfold, according to the Bloomberg report.

The circular financing question

The market's concern centers on a familiar pattern: Nvidia provides capital to customers who then purchase Nvidia chips. CNBC's Jim Cramer characterized the criticism directly, noting that detractors claim "Nvidia was investing in companies so they would buy goods from Nvidia, so-called circular deals."

Nvidia's supply-related commitments have surged to $119.0 billion as of Q1 FY27, up from $45.8 billion just three quarters earlier. Multi-year cloud service commitments reached $30.0 billion. The rapid escalation has prompted comparisons to vendor financing arrangements that characterized the dot-com bubble.

Why it matters

The debate over Nvidia's spending strategy arrives at a critical moment for AI infrastructure investment. If the company is effectively subsidizing its own revenue through customer financing, it would signal overheated valuations across the sector. But if the buildout represents genuine demand backed by profitable deployment, it validates the scale of AI transformation underway in enterprise computing.

Cash flow fundamentals diverge from dot-com precedent

The comparison to late-1990s excess faces a significant obstacle: profitability. Nvidia generated $48.55 billion in free cash flow last quarter on revenue of $81.61 billion, up 85.2% year over year, with gross margins at 75.0%. CEO Jensen Huang described the spending as infrastructure necessity rather than financial engineering, calling it "the largest infrastructure expansion in human history."

Valuation metrics also differ sharply from dot-com peaks. Nvidia trades at a forward price-to-earnings ratio of 24 with a PEG ratio of 0.57. Analyst consensus price targets sit at $302.83, with 48 buy ratings and 10 strong buy ratings. At the height of the dot-com era, Cisco briefly became the world's most valuable company despite far weaker fundamentals.

TSMC's quarterly results provided external validation for AI infrastructure demand. The chipmaker posted Q2 revenue of $40 billion, up 36% year over year, and raised its full-year growth guidance above 40%.

Huang has recently begun posting on X, where he stated that "Blackwell sales are off the charts, and cloud GPUs are sold out."

The details were first reported by Bloomberg.

#nvidia#ai infrastructure#circular financing#semiconductor industry#openai#sk hynix

This is an original analysis by the Omega editorial team. Source reporting: AI Watch.

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